Bank guide
How to Get a Varo Bank Statement
Updated October 7, 2026 · Varo Bank, N.A.
Quick answer
In the Varo app or web app, go to My Varo, then Statements and documents. Choose the account and month to view the statement, then share or save the PDF. Varo is app-based, so there are no branches or mailed statements to request.
Download a Varo bank statement online
- 1Sign in to the Varo web app.
- 2Go to My Varo.
- 3Open Statements and documents.
- 4Choose the account and month, then download the PDF.
In the Varo app
- 1Open the Varo app and sign in.
- 2Tap My Varo.
- 3Tap Statements and documents.
- 4Pick the statement and share or save it.
How far back Varo statements go
Varo provides electronic statements that you can view and download in the mobile app or web app.
If a statement you need is missing, contact Varo support in the app or call 1-800-827-6526.
Varo bank verification letter
Varo has no branches, so there is no banker who can sign a letter in person. What you can get yourself is your monthly statements, which show your name, the account, and the balance, plus your account and routing numbers in the app.
If someone insists on a formal letter, contact Varo support and ask what they can provide. Before you do, ask the requester whether your last two or three statements will work instead. Most landlords accept them.
Varo proof of funds letter
Without branches, proof of funds from Varo usually means your most recent statement showing the ending balance. Some recipients also accept a bank-connected report that shows current balances.
Check what the recipient will accept before you rely on it for a large purchase. Many title companies and sellers want documents dated within the last 30 to 60 days.
Statement, letter, or income report: which to send
People asking for a Varo bank statement usually want proof of one of three things: that the account is yours, how much is in it, or how much you earn. Send the document that answers their actual question.
| Document | Where it comes from | What it shows | How fast | Best for |
|---|---|---|---|---|
| Bank statement | You download it | Every transaction and the balance for one month | Minutes | Most rental applications and loan files |
| Bank verification letter | A banker prepares it | That the account exists, its open date, sometimes the balance | Same day to a few business days | Visas, some leases, employers, vendors |
| Proof of funds letter | A banker prepares it | Available balance as of a date | Same day to a few business days | Home purchases, large deposits, investors |
| Bank-connected income report | Built from a read-only bank connection | Recurring deposits, estimated monthly income, balances | About 5 minutes | Showing income without sending every transaction |
Does Varo work with Plaid?
Yes. Varo connects to Plaid, the service most budgeting, lending, and income apps use to read bank data. Search for Varo in the bank list, sign in, and choose which accounts to share. Your login goes to Varo, not to the app you are connecting, and you may be sent to Varo’s own sign-in page to approve access.
If a connection fails, it is usually because a security code timed out, and starting again normally fixes it. You can see and remove every app you have connected through Plaid at my.plaid.com.
Sending a Varo bank statement to a landlord or lender
Send the PDF you downloaded, not screenshots, and send only the months they ask for. Two or three recent statements are typical for a rental application. Lenders often want two full months with every page, including blank ones.
A statement shows every purchase you made that month. If you would rather share a summary, you can connect your Varo account and create an income report from your bank deposits. It shows recurring deposits and an estimated monthly income, and it comes straight from the bank, so the person reading it does not have to wonder whether a PDF was edited.
Reviewing statements from an applicant? Our bank statement checker walks through the signs of an altered statement, and you can ask applicants to connect their bank instead of uploading files.
Varo statement FAQ
- Is Varo a real bank?
- Yes. Varo Bank, N.A. is a nationally chartered bank. It operates through its app and has no branches.
- Where are Varo statements?
- My Varo, then Statements and documents, in the app or web app.
- Will a landlord accept a Varo statement?
- Usually, yes. Send the downloaded PDF rather than screenshots, and send only the months they ask for. Some landlords now prefer a direct bank connection because PDFs can be edited.
- How do I prove income with a Varo account?
- Send recent statements that show your deposits, or connect your Varo account to an income report that summarizes recurring deposits and estimated monthly income instead of every transaction.
Sources
Steps and time limits come from Varo’s published help pages as of October 7, 2026. Banks change their apps often, so menu names may differ slightly. Varo is a trademark of its owner. Income Checker is not affiliated with or endorsed by Varo.