Income Checker vs. TurboTenant
Credit bureau data tells you what an applicant owed. Bank data tells you what they earned.
TurboTenant is a popular all-in-one property management platform with tenant screening built in. But its income analysis relies on credit bureau data—historical records that miss self-employed income, recent job changes, and gig work. Income Checker pulls live bank transaction data through Plaid, giving landlords a direct view of what applicants actually deposit each month.
Why Income Checker Wins
Real Deposits, Not Credit History
Credit bureau data shows debts and payment history. Bank data shows actual income arriving in the account. For tenant income verification, deposits are what matter.
No Credit Pull on Applicants
TurboTenant's screening includes a hard credit inquiry that hits the applicant's credit score. Income Checker connects to bank accounts—no credit pull, no impact on their score.
Self-Employed and Gig Workers
A freelancer with no credit history still has bank deposits. Income Checker sees Uber payouts, Etsy revenue, and contract payments. TurboTenant's credit-based approach misses all of this.
Feature Comparison
| Feature | Income Checker | TurboTenant |
|---|---|---|
| Income Data Source | Live bank transactions (Plaid) | Credit bureau records |
| Scope | Income verification only | Full screening (credit, criminal, eviction) |
| Who Pays | Landlord ($14.99; $5/report at 50 credits) | Applicant ($45-55/screening) |
| Self-Employed Coverage | Full (all deposit sources) | Limited (credit history only) |
| Credit Pull Required | No | Yes (hard inquiry) |
| Time to Income Data | Under 60 seconds | Minutes (after applicant pays) |
| Legal Requirements | Confirm for your use case | Confirm for your use case |
| PM Features Included | No (income verification only) | Yes (leads, leases, rent, etc.) |
Ready to verify the next applicant?
Get a bank-verified income report without a subscription. Credits never expire.
Frequently Asked Questions
See What Your Applicants Actually Earn
Bank deposit data. No credit pull. No applicant fees. Reports in under 60 seconds.