Can I use both Income Checker and TurboTenant?

Yes, and many landlords do. Use TurboTenant for property management (leads, leases, rent collection) and Income Checker for income verification. They complement each other—Income Checker fills the gap where TurboTenant's credit-based income analysis falls short.

Does Income Checker do background or eviction checks?

No. Income Checker focuses exclusively on bank-based income analysis. For credit, criminal, and eviction screening, use TurboTenant's screening feature or another tenant screening service.

Why is bank data more reliable than credit data for income?

Bank data shows real, current deposits—actual money arriving in the account each month. Credit bureau data reflects historical debts and payment patterns, which don't directly measure income. For self-employed, gig workers, and people with thin credit files, bank data is dramatically more accurate.

Does Income Checker affect my applicant's credit score?

No. Income Checker connects to bank accounts through Plaid—no credit report is pulled, no credit score impact. TurboTenant's screening includes a hard inquiry on the applicant's credit report.

Which is more affordable for just income verification?

Income Checker: $14.99/verification (landlord pays). TurboTenant: $45-55 per screening (applicant pays, includes credit/criminal/eviction). If you only need income data, Income Checker is cheaper and doesn't burden your applicant with a $50 fee.

Income Checker vs. TurboTenant

Credit bureau data tells you what an applicant owed. Bank data tells you what they earned.

TurboTenant is a popular all-in-one property management platform with tenant screening built in. But its income analysis relies on credit bureau data—historical records that miss self-employed income, recent job changes, and gig work. Income Checker pulls live bank transaction data through Plaid, giving landlords a direct view of what applicants actually deposit each month.

Why Income Checker Wins

Real Deposits, Not Credit History

Credit bureau data shows debts and payment history. Bank data shows actual income arriving in the account. For tenant income verification, deposits are what matter.

No Credit Pull on Applicants

TurboTenant's screening includes a hard credit inquiry that hits the applicant's credit score. Income Checker connects to bank accounts—no credit pull, no impact on their score.

Self-Employed and Gig Workers

A freelancer with no credit history still has bank deposits. Income Checker sees Uber payouts, Etsy revenue, and contract payments. TurboTenant's credit-based approach misses all of this.

Feature Comparison

Feature	Income Checker	TurboTenant
Income Data Source	Live bank transactions (Plaid)	Credit bureau records
Scope	Income verification only	Full screening (credit, criminal, eviction)
Who Pays	Landlord ($14.99-129/mo)	Applicant ($45-55/screening)
Self-Employed Coverage	Full (all deposit sources)	Limited (credit history only)
Credit Pull Required	No	Yes (hard inquiry)
Time to Income Data	Under 60 seconds	Minutes (after applicant pays)
FCRA Compliance	None (not a CRA)	Required (screening is regulated)
PM Features Included	No (income verification only)	Yes (leads, leases, rent, etc.)

Frequently Asked Questions

See What Your Applicants Actually Earn

Bank deposit data. No credit pull. No applicant fees. Reports in under 60 seconds.

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