IncomeChecker.com
Free Tool — No Account Required

Free AI Pay Stub Checker

Upload a pay stub for an automated scan of math, formatting, metadata, and other potential inconsistency signals.

Checks for potential inconsistency signals; it does not confirm employment or guarantee authenticity.

Drop a pay stub here to scan for inconsistency signals

Drag and drop or click to select · JPG, PNG, or PDF · Max 10MB

Results in secondsPrivacy details

What we check

What this pay stub checker looks for

The scan reviews available document signals and surfaces potential inconsistencies for human follow-up.

Visual analysis

Font consistency, alignment, spacing irregularities, and image manipulation artifacts like blurring or copy-paste edges.

Math validation

Gross-to-net calculations, deduction accuracy, YTD totals, and tax withholding consistency.

Template detection

Template and formatting inconsistencies across visible fields, spacing, and document structure.

Metadata analysis

Creation dates, software signatures, author fields, and available PDF properties that may indicate editing or re-exporting.

Why this matters

Why document signals need human review

Editing tools can produce convincing income documents, while legitimate documents can also contain unusual formatting, exports, or calculation conventions. A signal is a reason to review the source and context, not a fraud determination.

This scan looks for potential inconsistencies in visible fields, calculations, dates, formatting, and available file metadata. It does not contact the employer, authenticate the issuer, or prove that a document is genuine or altered.

For higher-stakes decisions, use a consistent review process and corroborate material facts with an authorized source. Applicant-authorized bank data can provide a separate view of deposit activity, subject to successful connection and the accounts selected by the applicant.

Go beyond documents

A document scan can flag risks. Connected data provides separate evidence.

This scan surfaces potential inconsistencies. A paid report instead reviews deposit patterns from successfully connected, applicant-selected accounts.

Checking pay stubs by eye
AI-assisted signal review
Relying on uploaded documents alone
Applicant-authorized connected-account data
Calling employers in this workflow
No employer callback in this workflow
Reviewing one document source
Deposit patterns from connected accounts

One report

Start small

$14.99

Paid once

No subscription

No monthly bill

Credits never expire

Use them when needed

How it works

Verify applicant income in three steps

1

Send a verification link

Enter the applicant's name and email. We generate a secure link you share with them.

2

They connect their bank

The applicant opens the link and connects a supported account through Plaid.

3

You get an income report

Review estimated income, deposit patterns, and top sources from the successfully connected account — then download the report as a PDF.

Questions

Frequently Asked Questions

Processed for this scan·Processed by service providers to generate the scan·Privacy details
    Free Pay Stub Checker: Scan for Fraud Signals