Free AI Pay Stub Checker
Detect fake pay stubs instantly. Upload a pay stub and our AI checks for font editing, math errors, and common fraud patterns.
Drop a pay stub here to scan for fraud signals
Drag and drop or click to select · JPG, PNG, or PDF · Max 10MB
What we check
The perfect pay stub fraud scan
Our AI runs dozens of checks in seconds. Here's what it looks for.
Visual analysis
Font consistency, alignment, spacing irregularities, and image manipulation artifacts like blurring or copy-paste edges.
Math validation
Gross-to-net calculations, deduction accuracy, YTD totals, and tax withholding consistency.
Template detection
Known fake generator fingerprints, formatting mismatches vs. ADP, Paychex, Gusto, and other real payroll systems.
Metadata analysis
Creation dates, software signatures, author fields, and hidden PDF properties that reveal editing history.
Why this matters
Fake pay stubs cost landlords thousands every year
$20
Cost to buy a fake pay stub online
90sec
Time to generate one from a template
30%
Of rental apps may contain fake docs
Dozens of websites sell "novelty" pay stub generators. For under $20, any applicant can fabricate proof of income that looks legitimate at first glance. The result: landlords approve tenants who can't actually afford rent, leading to missed payments, evictions, and months of lost income.
The red flags are subtle. A slightly mismatched font where someone edited the salary field. Math that doesn't add up between gross pay, deductions, and net pay. Generic employer details that don't match any real company. Legitimate stubs from ADP, Paychex, or Gusto follow specific formatting patterns that fakes rarely replicate perfectly.
This tool catches the most common manipulation patterns — but even the best document analysis has limits. A skilled fraudster with a real pay stub template can create fakes that pass visual inspection. That's why landlords who screen seriously are moving to bank-connected verification, where income data comes directly from the financial institution.
Go beyond documents
Documents can be faked. Bank data can't.
This free tool catches common fraud — but the best fakes pass document analysis. IncomeChecker.com skips documents entirely.
7k+
Banks supported
<5m
Per verification
$0
First check free
How it works
Verify applicant income in three steps
Send a verification link
Enter the applicant's name and email. We generate a secure link you share with them.
They connect their bank
The applicant opens the link and connects their bank through Plaid. Takes about two minutes.
You get a verified report
See estimated income, deposit patterns, and top sources — download as PDF.
Questions