Free AI Bank Statement Checker
Upload a bank statement for an automated scan of balances, formatting, metadata, and other potential inconsistency signals.
Checks for potential inconsistency signals; it does not confirm employment or guarantee authenticity.
Drop a bank statement here to scan for inconsistency signals
Drag and drop or click to select · JPG, PNG, or PDF · Max 10MB
What we check
What this bank statement checker checks
The scan reviews available document signals and surfaces potential inconsistencies for human follow-up.
Visual analysis
Font consistency, alignment, logo accuracy, and pixel-level editing artifacts across the statement.
Balance validation
Running balance calculations, date ordering, transaction math, and suspicious round-number deposits.
Institutional checks
Institution names, visible identifiers, headers, footers, and formatting inconsistencies that may need follow-up.
Metadata analysis
Creation dates, software signatures, author fields, and available PDF properties that may indicate editing or re-exporting.
Why this matters
How to verify a bank statement for signs of alteration
Start by checking whether opening and closing balances reconcile with the listed transactions. Review date order, recurring deposits, page numbering, institution details, and whether fonts or spacing change around important amounts. Available file metadata may also show that a PDF was re-exported, although that can happen for legitimate reasons.
Treat every anomaly as a follow-up signal rather than proof of alteration. Compare related pages, ask for clarification, and corroborate material facts through an authorized source. A clean scan cannot authenticate the bank or guarantee that the statement is genuine.
Applicant-authorized bank connections offer a separate source of evidence by reviewing deposit activity available from successfully connected, applicant-selected accounts. They do not reveal accounts that were not connected or guarantee the meaning of every transaction.
Go beyond documents
A document scan can flag risks. Connected data provides separate evidence.
This scan surfaces potential inconsistencies. A paid report instead reviews deposit patterns from successfully connected, applicant-selected accounts.
One report
Start small
$14.99
Paid once
No subscription
No monthly bill
Credits never expire
Use them when needed
How it works
Verify applicant income in three steps
Send a verification link
Enter the applicant's name and email. We generate a secure link you share with them.
They connect their bank
The applicant opens the link and connects a supported account through Plaid.
You get an income report
Review estimated income, deposit patterns, and top sources from the successfully connected account — then download the report as a PDF.
Questions