Income Checker vs. Payscore
Same bank-based approach. Built for landlords, not enterprise sales teams.
Income Checker and Payscore both analyze bank transaction data through Plaid to estimate applicant income. The difference is who they're built for. Payscore targets auto dealers, lenders, and large PM companies with enterprise pricing and multi-week onboarding. Income Checker is built for landlords with 1-10 properties who want to sign up and run their first verification in minutes.
Why Income Checker Wins
$14.99 vs. $500+/month
Income Checker has transparent per-verification pricing. Payscore requires custom enterprise quotes, typically $500-2,000+ per month—pricing that makes no sense for small landlords.
Start Today, Not Next Month
Payscore requires a sales call, pricing negotiation, and 2-4 weeks of onboarding. Income Checker: sign up, send a verification link, get results in under 10 minutes.
Built for Rental Verification
Income Checker is designed for one thing: helping landlords assess applicant income. Payscore spreads across auto lending, BNPL, and property management—landlords aren't their primary focus.
Feature Comparison
| Feature | Income Checker | Payscore |
|---|---|---|
| Data Source | Bank transactions (Plaid) | Bank transactions (Plaid) |
| Target Market | Small landlords (1-10 properties) | Auto dealers, lenders, PM companies |
| Pricing | $14.99/verification or $59-129/mo | Custom enterprise ($500-2,000+/mo) |
| Time to First Verification | Under 10 minutes | 2-4 weeks (sales + onboarding) |
| Self-Employed Support | Excellent (deposit analysis) | Good (similar approach) |
| Setup Complexity | Self-serve (no sales call) | Enterprise (sales + integration) |
| PDF Reports | Included | Varies by plan |
| Public Pricing Page | Yes | No (custom quotes only) |
Frequently Asked Questions
Bank-Based Verification at Landlord-Friendly Prices
$14.99 per verification. Self-serve signup. No enterprise contracts.