Disclaimers & Limitations

1. Purpose of This Report

This report is provided for informational purposes only. It presents income-related data derived from bank account information that the applicant voluntarily authorized for access through a third-party financial data provider.

The report is intended to assist the requesting party in reviewing income information. It does not evaluate suitability, eligibility, or qualification for housing or any other purpose.

2. No Rental Decision, Recommendation, or Advice

We do not make rental decisions, recommendations, approvals, denials, or eligibility determinations.

This report does not constitute:

• Tenant screening
• Credit evaluation
• Underwriting
• Risk assessment
• Housing advice

All decisions made using this report are solely the responsibility of the requesting party (e.g., landlord or property owner).

3. Not a Consumer Reporting Agency

We are not a consumer reporting agency as defined under the Fair Credit Reporting Act (FCRA) or similar federal or state laws.

We do not provide consumer reports, credit reports, background checks, eviction reports, or tenant screening services. This report should not be relied upon as a substitute for such services.

4. Source of Data & Applicant Authorization

All information in this report is based on financial account data that the applicant explicitly authorized for access.

We do not collect data without the applicant's consent and do not access accounts, institutions, or information that the applicant did not choose to connect.

5. Data Limitations & Income Estimates

Income figures shown in this report are estimates based on detected deposits and historical transaction patterns from connected financial accounts.

Limitations include, but are not limited to:

• Cash income not deposited into a connected account
• Income deposited into accounts not linked by the applicant
• Irregular, one-time, or non-payroll deposits
• Incomplete or delayed transaction data from financial institutions

We do not verify employment status, job title, employer legitimacy, future income, or income stability.

6. Accuracy & No Warranties

The report is provided "as is" and "as available."

We make no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or timeliness of the information contained in this report.

Financial institutions ultimately control the availability and accuracy of transaction data, and discrepancies may occur.

7. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any losses, damages, claims, or decisions arising from or related to the use of this report.

This includes, without limitation:

• Housing decisions
• Financial decisions
• Business decisions
• Reliance on estimated income figures

8. Role Clarification

We are not:

• A landlord
• A property manager
• A real estate broker
• An employer
• A government agency

Our role is limited to presenting factual, applicant-authorized financial data in a summarized format.

9. Responsibility of the Requesting Party

The requesting party is solely responsible for:

• Interpreting the information in this report
• Ensuring compliance with all applicable laws and regulations
• Making any housing or business decisions

10. Questions or Corrections

If the applicant believes information in this report is incomplete or inaccurate, they should contact the requesting party directly. We do not adjudicate disputes or alter decisions made by third parties.