Bank guide
How to Get a Citi Bank Statement
Updated October 7, 2026 · Citibank, N.A.
Quick answer
Sign in to Citi Online, select the account, and open Statements. Choose the statement period, then view or download the PDF. The last 12 months can be downloaded right away, and Citi keeps statements online for up to 7 years.
Download a Citi bank statement online
- 1Sign in to Citi Online at citi.com.
- 2Select the account you need.
- 3Open Statements from the account page.
- 4Choose the period and view or download the PDF.
In the Citi app
- 1Open the Citi Mobile app and sign in.
- 2Select the account, then open Statements.
- 3Pick the statement period and share or save the PDF.
How far back Citi statements go
Citi lets you view and download the past 12 months of statements right away, in PDF and in formats for Quicken and Microsoft Money. You can keep accessing statements online for up to 7 years.
For anything older, contact Citi customer service.
Citi bank verification letter
A Citi bank verification letter, sometimes called a bank reference letter, confirms that you hold an account, when it was opened, and sometimes its balance. Banks usually prepare these through a banker rather than as a download, so the quickest route is a Citi branch.
Bring a photo ID and tell the banker who the letter is for and exactly what it needs to say, such as the open date or current balance. If you cannot get to a branch, call Citi customer service, but allow a few business days if the letter is mailed.
Before you go, ask whether a recent statement will do. Many landlords accept the last two or three statements instead of a letter.
Citi proof of funds letter
A Citi proof of funds letter is a verification letter that focuses on your available balance, usually for a home purchase, a large deposit, or an investor. Request it at a branch or through customer service, and say which accounts to include and the date the balance should be shown as of.
Most recipients only accept proof of funds dated within the last 30 to 60 days, so ask for it close to when you need it. Our free proof of funds letter generator can help you draft what the recipient is asking for.
Statement, letter, or income report: which to send
People asking for a Citi bank statement usually want proof of one of three things: that the account is yours, how much is in it, or how much you earn. Send the document that answers their actual question.
| Document | Where it comes from | What it shows | How fast | Best for |
|---|---|---|---|---|
| Bank statement | You download it | Every transaction and the balance for one month | Minutes | Most rental applications and loan files |
| Bank verification letter | A banker prepares it | That the account exists, its open date, sometimes the balance | Same day to a few business days | Visas, some leases, employers, vendors |
| Proof of funds letter | A banker prepares it | Available balance as of a date | Same day to a few business days | Home purchases, large deposits, investors |
| Bank-connected income report | Built from a read-only bank connection | Recurring deposits, estimated monthly income, balances | About 5 minutes | Showing income without sending every transaction |
Does Citi work with Plaid?
Yes. Citi connects to Plaid, the service most budgeting, lending, and income apps use to read bank data. Search for Citi in the bank list, sign in, and choose which accounts to share. Your login goes to Citi, not to the app you are connecting, and you may be sent to Citi’s own sign-in page to approve access.
If a connection fails, it is usually because a security code timed out, and starting again normally fixes it. You can see and remove every app you have connected through Plaid at my.plaid.com.
Sending a Citi bank statement to a landlord or lender
Send the PDF you downloaded, not screenshots, and send only the months they ask for. Two or three recent statements are typical for a rental application. Lenders often want two full months with every page, including blank ones.
A statement shows every purchase you made that month. If you would rather share a summary, you can connect your Citi account and create an income report from your bank deposits. It shows recurring deposits and an estimated monthly income, and it comes straight from the bank, so the person reading it does not have to wonder whether a PDF was edited.
Reviewing statements from an applicant? Our bank statement checker walks through the signs of an altered statement, and you can ask applicants to connect their bank instead of uploading files.
Citi statement FAQ
- How far back do Citi statements go online?
- The last 12 months are available for instant download, and statements stay online for up to 7 years.
- Can I download Citi statements for Quicken?
- Yes. Recent statements can be downloaded as PDF or in Quicken and Microsoft Money formats.
- Will a landlord accept a Citi statement?
- Usually, yes. Send the downloaded PDF rather than screenshots, and send only the months they ask for. Some landlords now prefer a direct bank connection because PDFs can be edited.
- How do I prove income with a Citi account?
- Send recent statements that show your deposits, or connect your Citi account to an income report that summarizes recurring deposits and estimated monthly income instead of every transaction.
Sources
Steps and time limits come from Citi’s published help pages as of October 7, 2026. Banks change their apps often, so menu names may differ slightly. Citi is a trademark of its owner. Income Checker is not affiliated with or endorsed by Citi.