Bank guide
How to Get a Current Bank Statement
Updated October 7, 2026 · Current is a financial technology company. Banking services are provided by Choice Financial Group and Cross River Bank, Members FDIC.
Quick answer
Open the Current app, tap Account, then Documents, and select Statements. Pick the month to download or share the PDF. Each month’s statement is available on the first day of the following month, so the month in progress is not ready yet.
Download a Current bank statement in the app
- 1Open the Current app and tap Account.
- 2Tap Documents, then Statements.
- 3Pick the month you need.
- 4Download or share the PDF, then print it if needed.
How far back Current statements go
Current posts each month’s statement in the mobile app on the first day of the following month. To review transactions before then, tap your balance on the home screen.
Need your account and routing numbers or which partner bank holds your account? Tap Account, then Voided Check. If you cannot find a statement you need, use in-app chat support.
Current bank verification letter
Current has no branches, so there is no banker who can sign a letter in person. What you can get yourself is your monthly statements, which show your name, the account, and the balance, plus your account and routing numbers in the app.
If someone insists on a formal letter, contact Current support and ask what they can provide. Before you do, ask the requester whether your last two or three statements will work instead. Most landlords accept them.
Current proof of funds letter
Without branches, proof of funds from Current usually means your most recent statement showing the ending balance. Some recipients also accept a bank-connected report that shows current balances.
Check what the recipient will accept before you rely on it for a large purchase. Many title companies and sellers want documents dated within the last 30 to 60 days.
Statement, letter, or income report: which to send
People asking for a Current bank statement usually want proof of one of three things: that the account is yours, how much is in it, or how much you earn. Send the document that answers their actual question.
| Document | Where it comes from | What it shows | How fast | Best for |
|---|---|---|---|---|
| Bank statement | You download it | Every transaction and the balance for one month | Minutes | Most rental applications and loan files |
| Bank verification letter | A banker prepares it | That the account exists, its open date, sometimes the balance | Same day to a few business days | Visas, some leases, employers, vendors |
| Proof of funds letter | A banker prepares it | Available balance as of a date | Same day to a few business days | Home purchases, large deposits, investors |
| Bank-connected income report | Built from a read-only bank connection | Recurring deposits, estimated monthly income, balances | About 5 minutes | Showing income without sending every transaction |
Does Current work with Plaid?
Yes. Current connects to Plaid, the service most budgeting, lending, and income apps use to read bank data. Search for Current in the bank list, sign in, and choose which accounts to share. Your login goes to Current, not to the app you are connecting, and you may be sent to Current’s own sign-in page to approve access.
If a connection fails, it is usually because a security code timed out, and starting again normally fixes it. You can see and remove every app you have connected through Plaid at my.plaid.com.
Sending a Current bank statement to a landlord or lender
Send the PDF you downloaded, not screenshots, and send only the months they ask for. Two or three recent statements are typical for a rental application. Lenders often want two full months with every page, including blank ones.
A statement shows every purchase you made that month. If you would rather share a summary, you can connect your Current account and create an income report from your bank deposits. It shows recurring deposits and an estimated monthly income, and it comes straight from the bank, so the person reading it does not have to wonder whether a PDF was edited.
Reviewing statements from an applicant? Our bank statement checker walks through the signs of an altered statement, and you can ask applicants to connect their bank instead of uploading files.
Current statement FAQ
- Is Current a bank?
- No. Current is a financial technology company. Banking services are provided by Choice Financial Group and Cross River Bank, Members FDIC.
- Which bank is my Current account with?
- Tap Account, then Voided Check, in the app to see which partner bank is linked to your account.
- When is my Current statement available?
- On the first day of the following month.
- Will a landlord accept a Current statement?
- Usually, yes. Send the downloaded PDF rather than screenshots, and send only the months they ask for. Some landlords now prefer a direct bank connection because PDFs can be edited.
- How do I prove income with a Current account?
- Send recent statements that show your deposits, or connect your Current account to an income report that summarizes recurring deposits and estimated monthly income instead of every transaction.
Sources
Steps and time limits come from Current’s published help pages as of October 7, 2026. Banks change their apps often, so menu names may differ slightly. Current is a trademark of its owner. Income Checker is not affiliated with or endorsed by Current.