Can I get a Bank of America proof of funds letter online?

Bank of America doesn’t publish a way to download a proof of funds letter from online banking. Request it at a financial center or through customer service. If you need something right away, you can download a statement from your Bank of America account online.

How long does a Bank of America proof of funds letter take?

A banker at a financial center can often prepare it while you wait. If the letter has to be mailed, allow a few business days. Ask for it close to when you need it, since most recipients want a balance from the last 30 to 60 days.

Is a bank statement good enough instead of a letter?

Often, yes. Many sellers, landlords, and agents accept a recent statement showing your ending balance. Title companies, some lenders, and some sellers on large purchases insist on a signed letter, so ask first.

Does a proof of funds letter need to be notarized?

Usually not. The banker’s signature and the bank’s contact details let the recipient confirm it. Some international and legal uses ask for notarization, so check with the recipient.

Can I show my Bank of America balance without a letter or statement?

Yes. Connect your Bank of America account and share a proof of funds report. It shows your current balances, confirmed with the bank when you connect, without your transaction history. It costs $5.

Can I get a Bank of America proof of funds letter online?

Bank of America doesn’t publish a way to download a proof of funds letter from online banking. Request it at a financial center or through customer service. If you need something right away, you can download a statement from your Bank of America account online.

How long does a Bank of America proof of funds letter take?

A banker at a financial center can often prepare it while you wait. If the letter has to be mailed, allow a few business days. Ask for it close to when you need it, since most recipients want a balance from the last 30 to 60 days.

Is a bank statement good enough instead of a letter?

Often, yes. Many sellers, landlords, and agents accept a recent statement showing your ending balance. Title companies, some lenders, and some sellers on large purchases insist on a signed letter, so ask first.

Does a proof of funds letter need to be notarized?

Usually not. The banker’s signature and the bank’s contact details let the recipient confirm it. Some international and legal uses ask for notarization, so check with the recipient.

Can I show my Bank of America balance without a letter or statement?

Yes. Connect your Bank of America account and share a proof of funds report. It shows your current balances, confirmed with the bank when you connect, without your transaction history. It costs $5.

Bank guide

Bank of America Proof of Funds Letter

Updated October 22, 2026 · Bank of America, N.A.

Quick answer

To get a Bank of America proof of funds letter, visit a Bank of America financial center with a photo ID, or contact Bank of America customer service, and ask for a letter stating your available balance as of a specific date. Tell them which accounts to include. If you need proof today, download a recent statement or share a report of your current balance.

How to get a Bank of America proof of funds letter

1Ask the person requesting proof what they need: the amount, how recent the balance must be, which accounts count, and whether the letter should be addressed to them.
2Visit a Bank of America financial center with a photo ID, or contact Bank of America customer service if you can’t get to one.
3Ask for a proof of funds letter (some bankers call it a verification letter or balance letter) on bank letterhead, signed by the banker.
4Say which accounts to include and the date the balance should be shown as of.
5Check the letter before you send it: your name should match your offer exactly, and the balance should cover what the recipient asked for.

What the letter should say

Bankers write these often, but it helps to ask for exactly what the recipient will check. A complete proof of funds letter includes:

Your full name: Exactly as it appears on the offer, application, or contract.
The bank: The bank’s name and contact details, on bank letterhead.
Accounts: Account type and the last four digits of each account you want included.
Available balance: The balance in each account, and the total if there’s more than one.
Date: The date the balance is shown as of. Most recipients want it within 30 to 60 days.
Signature: A banker’s name, title, and signature, so the recipient can confirm it.

Want to hand the banker a draft? Our free proof of funds letter generator lays out every field so the financial center can put it on letterhead.

Need proof of funds today?

If you can’t wait for a letter, you have two faster options. You can download a recent statement that shows your ending balance. Our guide to getting a Bank of America statement shows where to find it online and in the app. Keep in mind that a statement shows every transaction for the month, and its balance can be weeks old.

Or connect your Bank of America account and share a proof of funds report. It lists your checking, savings, and investment balances with the date and time they were checked with the bank, and nothing about your spending. It takes a few minutes and costs $5. See a sample report.

When you’ll be asked for one

Sellers and listing agents ask buyers for proof of funds before accepting an offer, especially on cash offers. It also comes up for down payments on a home, large deposits, private investments, and business purchases. If you’ve been asked for a bank statement as proof of funds, a letter or a balance report shares less.