Bank guide
SoFi Direct Deposit Form
Updated October 8, 2026 · SoFi Bank, N.A.
Quick answer
Log in to SoFi, open the Banking tab, click the gear icon, then Direct deposit, and select Send a form to your employer. Pick the account, choose how much to deposit, and enter your employer’s name. SoFi creates a pre-filled form with a voided check that you can email or save.
How to get a pre-filled SoFi direct deposit form
- 1Log in to SoFi and click the Banking tab.
- 2Click the gear icon, then Direct deposit, then Send a form to your employer.
- 3Select the account, click Next, choose how much to deposit, and enter your employer’s name.
- 4Email or save the pre-filled form, which includes a voided check, then click Done.
Other ways to set up SoFi direct deposit
SoFi can also switch your direct deposit automatically by connecting to your payroll provider from the same Direct deposit menu.
Employer has no form and your bank’s isn’t handy? Our free direct deposit form lets you fill in your SoFi details and print a signed authorization.
What goes on a direct deposit form
Every employer’s form looks a little different, but they all ask for the same details. A pre-filled form from your bank covers the bank details for you. You add the rest.
- Your name and address
- As they appear on the bank account.
- Bank name
- The bank that holds the account. App-based accounts often list a partner bank instead of the app’s name.
- Routing number
- The nine-digit number that identifies the bank. Copy it from the form, a check, or your account details, not from a search result.
- Account number
- Your checking or savings account number.
- Account type
- Checking or savings.
- Amount
- Your whole paycheck, a percentage, or a fixed dollar amount, if your employer allows a split.
- Signature and date
- Your authorization for the employer to deposit into the account.
Some employers also ask for a voided check. If you do not have paper checks, a bank-generated form that shows your account and routing numbers usually works instead. Ask payroll what they accept.
Keep your direct deposit safe
A direct deposit form contains everything needed to send money to your account, so share it only with your employer’s payroll or HR team, through the channel they normally use.
Be wary of emails or texts asking you to “update” your direct deposit details, even if they look like they come from HR. Payroll diversion scams use fake requests to redirect paychecks. Confirm any change in person or through your employer’s official payroll portal.
Use your SoFi deposits as proof of income
Once your paycheck lands in SoFi, those recurring deposits are a record of what you earn. Landlords and lenders often ask for recent statements. Our guide to getting a SoFi statement shows where to download them.
If you would rather not send every transaction, connect your SoFi account and create an income report from your bank deposits. It shows your recurring deposits and an estimated monthly income, straight from the bank.
SoFi direct deposit FAQ
- Does the SoFi form include a voided check?
- Yes. The pre-filled form comes with a voided check.
- How long does SoFi direct deposit take to start?
- It depends on your employer’s payroll schedule. A new direct deposit often takes one to two pay cycles to start, so keep an eye on your first paycheck and pay stub.
- Can I use a SoFi direct deposit to prove my income?
- Yes. Once your pay lands in your SoFi account, the recurring deposits show up on your statements, and you can connect the account to an income report that summarizes them for a landlord or lender.
Sources
Steps come from SoFi’s published help pages as of October 8, 2026. Banks change their apps often, so menu names may differ slightly. SoFi is a trademark of its owner. Income Checker is not affiliated with or endorsed by SoFi.