Bank guide
Citizens Direct Deposit Form
Updated October 8, 2026 · Citizens Bank, N.A.
Quick answer
The easiest way is the Citizens mobile app, where you can set up direct deposit in three steps. Otherwise, fill in your employer’s direct deposit form with your Citizens routing and account numbers, or use the direct deposit form on Citizens’ direct deposit page.
How to get a Citizens direct deposit form
- 1Open the Citizens mobile app and sign in.
- 2Start direct deposit setup for the account you want to use.
- 3Follow the three steps to connect your employer.
- 4If your employer needs paper instead, use its form or Citizens’ direct deposit form with your routing and account numbers.
Other ways to set up Citizens direct deposit
Your routing and account numbers are in Citizens Online Banking and the app for each account.
Employer has no form and your bank’s isn’t handy? Our free direct deposit form lets you fill in your Citizens details and print a signed authorization.
What goes on a direct deposit form
Every employer’s form looks a little different, but they all ask for the same details. A pre-filled form from your bank covers the bank details for you. You add the rest.
- Your name and address
- As they appear on the bank account.
- Bank name
- The bank that holds the account. App-based accounts often list a partner bank instead of the app’s name.
- Routing number
- The nine-digit number that identifies the bank. Copy it from the form, a check, or your account details, not from a search result.
- Account number
- Your checking or savings account number.
- Account type
- Checking or savings.
- Amount
- Your whole paycheck, a percentage, or a fixed dollar amount, if your employer allows a split.
- Signature and date
- Your authorization for the employer to deposit into the account.
Some employers also ask for a voided check. If you do not have paper checks, a bank-generated form that shows your account and routing numbers usually works instead. Ask payroll what they accept.
Keep your direct deposit safe
A direct deposit form contains everything needed to send money to your account, so share it only with your employer’s payroll or HR team, through the channel they normally use.
Be wary of emails or texts asking you to “update” your direct deposit details, even if they look like they come from HR. Payroll diversion scams use fake requests to redirect paychecks. Confirm any change in person or through your employer’s official payroll portal.
Use your Citizens deposits as proof of income
Once your paycheck lands in Citizens, those recurring deposits are a record of what you earn. Landlords and lenders often ask for recent statements. Our guide to getting a Citizens statement shows where to download them.
If you would rather not send every transaction, connect your Citizens account and create an income report from your bank deposits. It shows your recurring deposits and an estimated monthly income, straight from the bank.
Citizens direct deposit FAQ
- Can I set up Citizens direct deposit without a form?
- Yes. Citizens lets you set it up in three steps in the mobile app.
- How long does Citizens direct deposit take to start?
- It depends on your employer’s payroll schedule. A new direct deposit often takes one to two pay cycles to start, so keep an eye on your first paycheck and pay stub.
- Can I use a Citizens direct deposit to prove my income?
- Yes. Once your pay lands in your Citizens account, the recurring deposits show up on your statements, and you can connect the account to an income report that summarizes them for a landlord or lender.
Sources
Steps come from Citizens’s published help pages as of October 8, 2026. Banks change their apps often, so menu names may differ slightly. Citizens is a trademark of its owner. Income Checker is not affiliated with or endorsed by Citizens.