Payscore vs. Truework
Truework combines instant records, connected payroll, bank data, and employer outreach. Compare the available methods with the focused bank-deposit report Income Checker provides.
Truework combines instant records, connected payroll, bank data, and employer outreach. Compare the available methods with the focused bank-deposit report Income Checker provides.
Overview
Payscore
Type: Bank-based income and financial health scoring
Focus: Analyzing transaction patterns for income estimation, spending analysis, and creditworthiness
Sweet Spot: PM companies, auto dealers, and lenders wanting real-time financial data
Truework
Type: Employment and income verification
Focus: Direct employer confirmation of salary, job title, and employment status
Sweet Spot: Organizations needing employer-record verification
Feature Comparison
| Feature | Payscore | Truework |
|---|---|---|
| Data Source | Bank transactions (Plaid) | Employer HR and payroll records |
| Time to Results | Minutes (bank connection) | Varies by verification method |
| Self-Employed Coverage | Good (any bank deposits) | Coverage depends on connected sources |
| Legal Review | Confirm requirements | Confirm requirements |
| Coverage | Anyone with a bank account | ~50M employees in database |
| Pricing | Per unit per month; Enterprise custom | Contact provider |
Consider a Third Option
Both Payscore and Truework target enterprise customers with enterprise pricing. Income Checker uses the same bank-based approach as Payscore but at landlord-friendly prices: As low as $5 per verification, self-serve signup, instant results.
Focused Bank-Income Pricing
Income Checker publishes one-time credit packs, as low as $5 per report.
Focused Bank-Income Workflow
Reports ready in under 60 seconds. No employer outreach is needed for this bank-deposit workflow.
Self-Serve for Small Landlords
Sign up and send a request through a focused landlord workflow.
Three-Way Comparison
| Feature | Payscore | Truework | Income Checker |
|---|---|---|---|
| Data Source | Bank transactions | Employer records | Bank transactions |
| Time to Results | Minutes | Varies by verification method | Under 60 seconds |
| Self-Employed | Confirm source coverage | Confirm source coverage | Supported connected deposits |
| Legal Review | Confirm requirements | Confirm requirements | Confirm requirements |
| Small Landlord Access | Limited (enterprise pricing) | No (enterprise only) | Yes (self-serve) |
| Starting Price | No dollar rate published | Contact provider | As low as $5 per report |
Only need a bank-income report?
Preview the report or buy a single check. Credit, background, and identity screening are separate.
Same Bank Data. Landlord-Friendly Pricing.
Income Checker: Plaid-powered bank analysis for as low as $5/check. No enterprise contracts.