# How Bank-Based Income Analysis Works

1. A requester creates an income verification request.
2. The applicant receives a secure link.
3. The applicant authorizes a bank connection through Plaid.
4. Income Checker analyzes available transaction history and deposit patterns.
5. The requester receives an informational income report.

This is bank-based income analysis, not employment verification, a credit report, or a guarantee of future income. The result is an estimate that should be evaluated alongside the requester's lawful screening process.

Read the [full guide](https://incomechecker.com/learn), [supported banks](https://incomechecker.com/banks), and [security overview](https://incomechecker.com/security).