# Income Checker FAQ

## What is Income Checker?

Income Checker is a bank-based income analysis platform for landlords, property managers, and other requesters. An applicant securely connects a bank account through Plaid, and Income Checker analyzes transaction history to produce an informational income report.

## Is this employment verification?

No. Income Checker analyzes bank transaction patterns. It does not contact an employer and does not provide employment verification.

## Is Income Checker a consumer reporting agency?

No. Income Checker is not a Consumer Reporting Agency and is not designed to provide FCRA-compliant consumer reports. Reports are informational income analysis only, and Income Checker does not make eligibility decisions.

## How long does it take?

Applicants typically complete the secure bank-connection flow in a few minutes. Report timing depends on the bank connection and the available transaction history.

## What does a report include?

Reports can include estimated income, deposit patterns, likely income sources, balances, transaction history, and categorization. Results are estimates based on the data returned through the authorized connection.

Read the full [FAQ](https://incomechecker.com/faq), [sample report](https://incomechecker.com/report/example), and [security overview](https://incomechecker.com/security).